I haven't lent money to anyone for 3 years. Don't get me wrong: I'm not greedy and I don't follow any strict principles. I'm not afraid of losing friends who won't be able to pay me back. Besides, I used to lend exactly the amount I could easily part with forever.
I didn't stop borrowing money for these reasons at all. It's just that one day I noticed a pattern: as soon as I borrowed money, something unpleasant happened to me. It always manifested itself in different forms, but the result was the same: I lost a large sum.
I will give you one last example. I have a friend whose reliability and honesty I did not doubt for a single drop. Recently she asked me for 20 thousand hryvnias for repairs: her salary had not yet come, and she needed to pay off the construction crew. I had some spare money, so I lent her the required amount without any problems. And literally 2 days later, the printing equipment in my office broke down, without which I cannot work. I had to buy a new one. As a result, I lost a lot of money.
And this is just one example. Even before, I lost a wallet with a large amount of money, my expensive phone was stolen, a profitable contract was canceled, and some vandals broke the window in my car. And each of these cases had only one thing in common: I had lent someone money shortly before.
In the past, I believed in a simple idea: don't hold on to money, it comes and goes. Just help others when you can.
But, apparently, things work differently in life.
Noticing the pattern, I became so desperate that I called my friend, who works as a psychologist, and asked if I was going crazy: as soon as I lend someone money, some problem immediately overtakes me. She reassured me that everything was fine: my roof wasn't leaking. But she told me something interesting.
My friend is interested not only in psychology, but also in esotericism. She even claims that mysticism sometimes helps her in her work. I don't really believe in it myself, but what I heard from her that time made me think seriously. She said that perhaps I was unconsciously creating an energy gap in my financial well-being. According to her, there is an opinion in esotericism that one should be extremely careful when lending money, otherwise you can suffer harm yourself. And it will be much better if it turns out to be only financial.
A friend advised me on how to avoid unpleasant consequences. If I decide to lend someone money, I don’t need to give it directly into their hands. It’s not even worth transferring it to a card. It’s best to buy what a person needs myself. The essence of the advice is that I don’t put my own money in someone else’s pocket, but personally do a good deed. Thanks to this, my financial shield remains intact and safe. Or you can not lend at all.
Whether all this is true or not is, of course, impossible to verify. But I decided to listen to my friend's words. Now I don't give anyone my own money. If someone asks me for a loan, I don't refuse, but simply warn them that I will buy the necessary thing myself. If everything suits the person, then I do it.
As a result, people have become less likely to ask me for a loan. Mostly, only relatives ask for help. There have really been fewer troubles in my life. No, of course, there are problems, but they don't hit the budget so hard.
