Ukrainians who do not have enough insurance experience for a pension will have to pay twice as much for its additional purchase for previous years in 2025, writes Na pensiyi.
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According to current legislation, citizens can voluntarily pay contributions to the Pension Fund to secure their right to a pension or increase its size. However, the cost of the service period differs significantly:
• For the current year: The minimum monthly contribution is 1,760 UAH (22% of the minimum salary of 8,000 UAH). A year of experience costs approximately 21,120 UAH.
• For previous years: The amount doubles to UAH 42,240 per year. This purchase is made in a one-time payment through the tax service, not the Pension Fund.
This rule is primarily relevant for those who worked unofficially, were abroad, or have a small deficit in experience (1−2 years).
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As a reminder, in 2025, to retire at age 60, you must have at least 32 years of experience. If you have less experience, your pension will be granted at age 63 or 65. Experts advise you to carefully weigh this decision: additional purchases are beneficial with a small deficit, while with a significant one, it is better to consider official employment or later retirement.
As “FACTY” wrote, significant changes have been made to the process of digitizing work books, designed to simplify and speed up the procedure. These innovations primarily concern the elimination of errors and making changes to already scanned data.
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