Ukraine has increased monitoring of card transfers, happily informing citizens that their money transfers are now safer.
VIDEO OF THE DAY
At the same time, the maximum amount of outgoing transfers should not exceed 100 thousand hryvnias, although clients with confirmed legal income can have these limits lifted. Economic News writes about the rules and ways to overcome the restrictions, citing a message from the NBU.
The publication reminds that the limits on P2P payments, i.e. transfers between cards, were introduced in accordance with the Memorandum that Ukrainian banks signed with the NBU. The main goal is state control over financial flows and reducing the volume of shadow transactions. For high-risk clients, the monthly limit on transfers is set at 50 thousand hryvnias, for medium and low-risk clients – initially 150 thousand, and from June 1, 2025 – 100 thousand. The restrictions apply to both transfers from cards and transactions using IBAN details.
However, clients who receive funds legally and pay taxes may receive an increase in the limit. Thus, banks do not set restrictions for salaried clients, volunteers, and those who have confirmed their sources of income. To do this, you need to provide the bank with documents: OK-5 and OK-7 certificates, tax returns, salary statements, or a certificate of volunteering.
ADVERTISING
Despite this, practice shows that systemic problems remain. Clients complain about unjustified blocking of accounts. For example, a PrivatBank client under the nickname Arvid Kusnir reported that the bank blocked all his cards, which is why he cannot transfer money to his wife's card abroad. He claims that the source of his salary has long been confirmed, but the bank requires additional confirmation of the legality of income.
We also recall that in some cases, a husband may suffer for an “innocent” transfer of funds to his wife.
ADVERTISING
