Bank Pocztowy has joined the ranks of institutions that, despite the National Bank of Poland's interest rate cuts, have raised rates on their savings products. New customers can receive a 7% annual rate after meeting additional conditions. This is several times higher than the standard rate listed in the price list.
“Savings in Order III” is Bank Pocztowy's latest promotion, which may appeal to those seeking a higher interest rate on their savings account. The bank offers a 7.00% annual rate for savings up to PLN 20,000.
The stated interest rate is calculated for the first three months, provided the bank's requirements are met. For amounts exceeding PLN 20,000, the bank will apply the standard interest rate, which is currently 0.75% per annum.
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The offer is open to new bank customers, meaning those who haven't had a personal account with a debit card or a savings account with Bank Pocztowy since July 1, 2024. Participation in the promotion requires opening a Start Account or a debit card Account. Other requirements include providing contact information (including phone number and email address), providing marketing consent, and ensuring a minimum income of PLN 1,000 in each month of the promotion.
The promotion is available for two savings accounts – individual and joint. In the latter case, the joint account holder must also meet the conditions. The “Savings in Order III” offer is valid until December 31, 2025.
Another offer at 7%
The Bank Pocztowy promotion is another special offer with increased interest rates, launched in early August. Bank Pekao recently launched a similar promotion, offering 7% per annum on loans up to PLN 25,000 for a maximum of 123 days.
Currently, the maximum interest rate available on a savings account is 8% per annum. BNP Paribas Bank Polska offers this to customers who open a personal account and use a credit card.
Check out savings account offers at SMART Bankier.pl »
Prepared by MDe